What is an Emergency Accident & Sickness Medical Expense?
In the event of an accidental injury or sickness that warrants immediate medical attention during your trip, this benefit may provide reimbursement for eligible medical expenses covered by the policy up to the maximum benefit.
What warrants a Medical Emergency?
In general, medical emergencies are defined as unexpected illnesses, injuries, or medical conditions that require immediate medical attention.
Some examples of medical emergencies include:
• Accidents, such as a broken bone or a severe burn
• Illnesses, such as a heart attack, stroke, or appendicitis
• Allergic reactions or anaphylaxis
Covered Medical Expenses
Some examples of medical expenses include:
- Services of a physician
- Hospital confinement, operating rooms, hospital or ambulatory surgical services
- Ambulance services
- Anesthetics, x-ray examinations or treatment, and laboratory tests
- Drugs, medicines, and therapeutic services
Is Emergency Medical Expense coverage necessary?
All three of AXA’s travel plans include Emergency Accident & Sickness Expense coverage. Maximum coverage per person is up to:
Silver
Maximum Benefit: $25,000
Dental Expenses: $5,000
Gold
Maximum Benefit: $100,000
Dental Expenses: $5,000
Platinum
Maximum Benefit: $250,000
Dental Expenses: $5,000
File for a free quote to see the full range of coverage details.
Note: If you are hospitalized due to an Accidental Injury or a Sickness that first occurs during the trip, beyond the scheduled return date, coverage will be extended for up to ninety (90) days or until you are released from the Hospital or until you have exhausted the maximum benefits payable under this coverage, whichever occurs first.
Other Travel Insurance Benefits: Trip Cancellation, Emergency Evacuation, Baggage Loss, Cancel For Any Reason, Trip Interruption, Medical Travel Benefit, Trip Delay
